Personal Loans

This is an account designed specially for salaried individuals for transactional purposes. For a low monthly fee, the customer has access to a variety of services.


  • Unsecured loan of up to Kshs. 2 million
  • Flexible repayment period of up to 60 months.
  • Quick approval process.
  • Low interest rates


  • Pay slip for the last three months.
  • Bank statements for the last 6 months (For non customers).
  • A letter of reference from your current employer and a commitment to remit salary through CBKL.

Emergency Loans

  • Employer should have an MOU with the Bank and hold an irrevocable authority to remit the employee's salary to the Bank.
  • The applicant's salary should have passed through CBKL account for a minimum 3 months.
  • Maximum advance is equivalent to HALF of the average net pay for the last 3 months that has passed through the bank.
  • Minimum amount is Kshs 3,000 while maximum amount is Kshs 50,000

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