Pay-as-you-go Current Account

This account is targeted to individuals and businesses and is designed to give you quick and easy access to your funds and also enable you to make and receive payments conveniently.


  • Free monthly statements provided
  • Unrestricted cash and cheque deposits and withdrawals
  • Cheque books available on request
  • Access to internet and mobile banking services
  • Access to loans
  • Access to over 1 million ATMs worldwide
  • Charge of Kshs. 33 per debit entry
  • Kshs. 500 for MasterCard debit card - optional
  • No cash handling fee for withdrawals below Kes 750,000

Requirements (Business)

  • Proper documentary identification (National Identity Card or Passport).
  • One coloured passport size photograph (to be provided or taken at the branch)
  • Introduction letter from your employer/ account holder/ utility bills in the names of the directors/ statement for other bank account.
  • Business Certificate of Registration.
  • Resolution to open the account
  • Certificate of Incorporation, Memorandum and Articles of Association for Limited Companies
  • Partnership deed for Partnerships
  • Next of kin details
  • Opening balance of Kshs. 2,500


CBKL General Terms and Conditions - Account Opening

* Terms & Conditions apply

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