Personal Loans

This is designed specially for salaried individuals to meet personal expenses such as medical, school fees, and purchase of household goods.


  • Unsecured loan of up to Kshs. 2 million
  • Flexible repayment period of up to 60 months.
  • Quick approval process.


  • Pay slip for the last three months.
  • Bank statements for the last 6 months (For non-customers).
  • A letter of reference from your current employer and a commitment to remit salary through CBKL.

Emergency Loans

  • Employer should hold an irrevocable authority to remit the employee's salary to the Bank.
  • The applicant's salary should have passed through CBKL account for a minimum 3 months.
  • Maximum advance is equivalent to HALF of the average net pay for the last 3 months that has passed through the bank.
  • Minimum amount is Kshs 3,000 while maximum amount is Kshs 50,000

* Terms & Conditions apply

*CBKL General Terms and Conditions For Lending

Apply Now